Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Who does an agent represent during the solicitation of insurance?

A client seeking insurance
Their insurance company
The beneficiary of the policy
A third-party advisor

The correct answer is: Their insurance company

An agent represents the insurance company during the solicitation of insurance because they are the ones selling the insurance policies on behalf of the company. Option A and C are incorrect because while an agent may work with a client to obtain insurance, they ultimately represent the insurance company. Option D is incorrect because the agent is not a third-party advisor; their main role is to sell insurance on behalf of the company.