Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Who cannot be excluded from a group life plan?

Part-time employees
Temporary employees
Full-time employees after probation
Contract workers

The correct answer is: Full-time employees after probation

Full-time employees after probation cannot be excluded from a group life plan because they have completed their trial period and have been fully integrated into the company's workforce. Part-time and temporary employees may not be eligible for the plan, as they may not receive the same benefits as full-time employees. Contract workers also may not be eligible for the plan because their employment is typically temporary and not considered a permanent part of the company. Additionally, excluding any of these groups from a group life plan may be discriminatory and not in accordance with employment laws.