Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


Which provision is NOT a requirement in a group life policy?

  1. Conversion

  2. Extension of benefits

  3. Waiver of premium

  4. Accidental

The correct answer is: Accidental

In a group life policy, accidental coverage is typically not a requirement. Group life policies are primarily designed to provide coverage in the event of natural death, and accidental coverage is usually offered as an optional add-on or rider. Conversion, extension of benefits, and waiver of premium are common requirements in group life policies, providing flexibility and additional benefits for policyholders. Therefore, option D is not a necessary requirement in a group life policy.