Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


Which BEST describes a short-term medical expense policy?

  1. Renewable at will

  2. Convertible

  3. Nonrenewable

  4. Permanently renewable

The correct answer is: Nonrenewable

A short-term medical expense policy refers to a policy that is temporary and only available for a specific period of time. It is not renewable, which means it cannot be extended once it expires. Option A is incorrect because it suggests that the policy can be renewed as desired, which is not the case for a short-term policy. Option B is incorrect because it refers to the ability to convert the policy to a different type, which is not applicable for a short-term policy. Option D is incorrect because it suggests that the policy can be renewed indefinitely, which is not the case for a short-term policy. Therefore, C is the best description for a short-term medical expense policy.