Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which action could result in a hearing being ordered by the Department of Financial Services?

Performing insurance transactions without a license
Filing a claim on behalf of a client
Issuing a new insurance policy
Conducting an annual review of the policy

The correct answer is: Performing insurance transactions without a license

Performing insurance transactions without a license could result in a hearing being ordered by the Department of Financial Services. This is because it is illegal to conduct insurance business without a license, and the Department of Financial Services has the authority to take disciplinary actions against individuals or companies that violate this law. Filing a claim on behalf of a client, issuing a new insurance policy, and conducting an annual review of the policy are all legitimate actions within the scope of a licensed insurance agent's job and would not result in a hearing being ordered by the Department of Financial Services.