Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

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What would likely trigger an insurance company to receive a report from the Medical Information Bureau (MIB)?

  1. An application for auto insurance

  2. A routine check for all insurance applications

  3. An application for health-related insurance, like Disability Income insurance

  4. A request from the MIB itself

The correct answer is: An application for health-related insurance, like Disability Income insurance

An application for health-related insurance, like Disability Income insurance, would likely trigger an insurance company to receive a report from the Medical Information Bureau (MIB). This is because the MIB primarily deals with medical information, so insurance companies would only receive reports from them for insurance applications related to health. Options A, B, and D are incorrect because they do not involve health-related insurance applications. Option A is for auto insurance, option B is a routine check for all insurance applications (not just health-related ones), and option D suggests that the MIB is the one requesting the report, not the insurance company. It is important for insurance companies to receive this report in order to accurately assess an applicant's risk and determine their eligibility for health-related insurance.

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