Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What type of life insurance offers flexible premiums and an adjustable death benefit?

Term Life
Whole Life
Universal Life
Variable Life

The correct answer is: Universal Life

Universal Life insurance offers flexible premiums and an adjustable death benefit. Term Life insurance only provides coverage for a set amount of time and does not have adjustable features. Whole Life insurance typically has fixed premiums and a set death benefit. Variable Life insurance offers investment options but does not allow for flexibility in premiums. Therefore, Universal Life is the only option that fits the given criteria.