Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

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Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What is a characteristic of a Conditionally Renewable Health Insurance policy?

  1. Coverage is unconditional

  2. Demographic changes determine premiums

  3. Premiums may increase at time of renewal

  4. The insured can renew the policy without conditions

The correct answer is: Premiums may increase at time of renewal

A Conditionally Renewable Health Insurance policy is not unconditioned, and demographic changes do not determine premiums. Instead, these policies may increase premiums at the time of renewal.

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