Florida Life and Health Insurance License Practice Test

What does the MIB primarily focus on in its reports?

1. Financial history of the applicant

2. Criminal record of the applicant

3. Educational background of the applicant

4. Medical history of the applicant

The correct answer is: Medical history of the applicant

The MIB, or Medical Information Bureau, primarily focuses on collecting and reporting information related to an individual's medical history. This includes any medical conditions, treatments, and injuries that the applicant may have disclosed in their past applications for insurance. Option A is incorrect because the MIB does not collect or report on an individual's financial history. Option B is incorrect because while the MIB may collect information about an applicant's criminal record if it relates to their health (ex. drug offenses or mental health issues), it is not the primary focus of their reports. Option C is incorrect because the MIB does not collect or report on an individual's educational background. This information is typically gathered by employers or educational institutions. In summary, the MIB primarily focuses on an individual's medical history in its reports, making option D the correct answer.