Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What action should a producer take when submitting an insurance application to an insurer?

Withhold any missing information
Provide additional insights verbally
Inform the insurer of relevant information not included on the application
Only include information requested by the insurer

The correct answer is: Inform the insurer of relevant information not included on the application

Submitting an incomplete application by withholding information or only providing information requested by the insurer can result in a denied or delayed application. It is important for a producer to include all relevant information, even if it may not be specifically asked for on the application. Providing additional insights verbally may not be enough as it may not be recorded in the application and could be forgotten or misunderstood. Additionally, verbal communication is not a formal or documented method of providing information. Therefore, informing the insurer of relevant information not included on the application is the best course of action.