Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

In Florida, how long is the maximum contestability period for most life insurance policies?

1 year
2 years
5 years
10 years

The correct answer is: 2 years

Most life insurance policies in Florida have a contestability period of 2 years. During this period, the insurance company can investigate your application and deny payment if they discover that you provided false information. Option A, 1 year, is too short as most companies need more time to fully review an application. Option C, 5 years, and option D, 10 years, are both incorrect as their longer periods are not applicable in Florida. It's worth noting that some policies may have longer contestability periods under certain circumstances, but the general rule in Florida is 2 years.