Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

How does a policy using the 'accidental bodily injury' definition compare to one using 'accidental means'?

It is more restrictive
It is less restrictive
They are equally restrictive
It includes additional coverage options

The correct answer is: It is less restrictive

A policy using the 'accidental bodily injury' definition is less restrictive compared to one using 'accidental means'. This is because 'accidental means' may limit coverage to only certain types of injuries, while 'accidental bodily injury' may cover a broader range of injuries caused by a variety of circumstances. The other choices may be incorrect because A incorrectly assumes that 'accidental bodily injury' is more restrictive, C assumes that they are equally restrictive when they are not, and D is incorrect because using 'accidental bodily injury' does not necessarily mean additional coverage options are included.