Florida Life and Health Insurance License Practice Test

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


Disability policies do NOT normally pay for disabilities arising from which of the following?

  1. Work-related accidents

  2. Sports injuries

  3. War

  4. Natural disasters

The correct answer is: War

Disability policies typically do not cover disabilities resulting from war, as this type of policy is meant to provide financial support for disabling conditions that limit an individual's ability to work. While work-related accidents, sports injuries and natural disasters can lead to disabilities, they are not excluded from coverage under disability policies as they are often caused by unforeseen circumstances. War, on the other hand, is considered a known risk and therefore not covered by disability policies.