Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License Test. Study with flashcards and multiple choice questions, each with hints and explanations. Get ready for your certification exam with ease!

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All of these are considered sources of underwriting information about an applicant EXCEPT

  1. Medical examinations

  2. Rating Services

  3. Credit reports

  4. Inspection reports

The correct answer is: Rating Services

Medical examinations, credit reports, and inspection reports are all commonly used as sources of underwriting information about an applicant. These sources provide valuable information about the applicant's health, credit history, and property. However, rating services are not typically used as a source of underwriting information. Rating services are third-party organizations that assess the financial strength and stability of insurance companies, not individual applicants. Therefore, the option of Rating Services is incorrect because it does not pertain to the applicant's personal information.

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